SMSF

Buying commercial and industrial real estate through a Self-Managed Super Fund (SMSF) offers strong tax advantages and long-term yield. It also brings compliance rules and financial risk.

LRM Property Advisory provides specialised technical due diligence, commercial property inspections, and strategic advisory to protect SMSF trustees throughout the purchasing process.

1. Comprehensive Technical Due Diligence & Pre-Purchase Inspections

SMSFs are limited by strict liquidity rules, making unexpected major repairs a significant burden. LRM conducts rigorous investor-grade building inspections prior to acquisition:

  • Building Structure & Fabric: Inspects foundation integrity, structural load limits, roof coverings, and wall cladding to detect hidden structural failures or water ingress.

  • Building Services Assessment: Evaluates high-cost infrastructure—including mechanical (HVAC), electrical, fire protection, and plumbing systems—to verify they are functional and legally compliant.

2. Environmental Hazard & Contamination Risk Management

Industrial sites often carry hidden environmental liabilities from historical land uses (e.g., manufacturing, chemical storage).

  • LRM conducts environmental due diligence to flag soil contamination, heavy metals, or hazardous materials like asbestos.

  • Preventing your SMSF from purchasing contaminated land safeguards the fund from expensive remediation mandates and legal liabilities.

3. Regulatory & Building Code Compliance (Essential Safety Measures)

Under Australian standards, non-compliant buildings risk hefty fines or uninsurability.

  • LRM audits commercial assets for Building Code of Australia (BCA) compliance, Essential Safety Measures (ESM), fire protection, and accessibility requirements.

  • Ensures the property can be legally occupied and leased out without immediate compliance penalties.

4. 10 to 15-Year Capital Expenditure (CapEx) Forecasting

SMSF investment strategies require clear financial foresight. LRM provides long-term CapEx forecasts estimating future maintenance and component replacement costs:

  • Helps trustees ensure the SMSF maintains adequate cash reserves for long-term property upkeep.

  • Protects the fund’s liquidity so other retirement investments aren't compromised by sudden structural repairs.

5. Negotiation Power & Transaction Protection

Armed with an independent, RICS-regulated technical report from LRM:

  • Price Adjustments: Trustees can leverage identified building defects or upcoming maintenance costs to negotiate a lower purchase price.

  • Pre-Settlement Repairs: Trustees can request sellers rectify critical issues before final settlement.

  • Risk Avoidance: Provides the data needed to walk away from high-risk or unmanageable assets before contracts become unconditional.

Construction site with five workers, three men and one woman, wearing safety helmets and orange safety vests labeled 'L.R.M Property Advisory'. They are discussing plans and taking notes while standing near construction panels and electrical wiring.

5. Negotiation Power & Transaction Protection

Armed with an independent, RICS-regulated technical report from LRM:

  • Price Adjustments: Trustees can leverage identified building defects or upcoming maintenance costs to negotiate a lower purchase price.

  • Pre-Settlement Repairs: Trustees can request sellers rectify critical issues before final settlement.

  • Risk Avoidance: Provides the data needed to walk away from high-risk or unmanageable assets before contracts become unconditional.

Why LRM?

We are qualified, local and experienced professionals.

Our reports detail defects, offer solutions and forecast capital expenditure over a 5, 10 or 15 year horizon.

Giving you the ability to manage your returns with confidence.

Enquire now